The US is starting to look a lot more like Italy, and not just because a man reminiscent of Silvio Berlusconi is in the finals for president. According to new data from Fidelity, living at home isn’t the date-ender it used to be, with most people of all ages giving it the okay. Clearly, George Costanza was born too soon.

Fidelity’s biennial Millennial Money Study, which surveyed 615 people, found that two-thirds of millennials, Gen-Xers, and baby boomers think it’s more acceptable now for college graduates to move back in with their parents—a percentage large enough to override a presidential veto. And while they may not in some countries like Italy, these modern family living situations have been around for a while, with the UK’s Independent newspaper reporting that 66% of adult men aged 18 to 35 in Italy were living with mamma in 2015. While some people have pointed to the Great Recession and high youth unemployment as having driven these numbers up, they were at 60% before before the financial crisis, according to a popularly-cited figure from Eurostat.

In terms of actual domestic bliss with parents, Fidelity found that one in five (21%) of millennials live at home—up from 14% in 2014. But the umbilical cords are long enough these days so parents can still help from afar. Almost half the millennials surveyed have at least some expense paid for by their parents—not surprising, given how much family cellphone plans save and the likeliness of many parents asking to be paid back.

At first glance, it’s easy to use these numbers to impugn the Youngs for failing to grow up to the American ideal of rugged independence. However that view would fail to recognize many benefits of this type of arrangement.

According to the Fidelity report, the lack of stigma towards nuclear families that stay together has some significant benefits. In addition to giving their offspring access to a financial role model for longer, the relationship allows for more efficient sharing of costs. Think the family plan, but on a greater scale. For example, an empty nest may have plenty of space for the child to move back in without disrupting parents’ lives and keeping costs down for the kids with favorable rent or a gift-tax loophole. In practice, some of this cost sharing has allowed millennials’ savings to keep up with their older counterparts. Among survey respondents, millennials did not differ greatly from older generations in retirement savings and emergency fund maintenance. In fact, their emergency funds were higher on average.

Overall, Fidelity’s survey showed one thing many spicy-sounding surveys about millennials fail to illustrate: There’s really not that many differences. Across the board, the responses of the different generations just didn’t vary that much, showing consensus in questions far beyond the acceptability of George Costanza’s lifestyle. This means it’s not just the Youngs moving the needle against the grain, but that the grain is changing too.

Ethan Wolff-Mann is a writer at Yahoo Finance focusing on consumerism, tech, and personal finance. Follow him on Twitter @ewolffmann.

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